scott@harringtonassociates.net

Privacy Policy for The Monetary Catalyst by Harrington Associates

Last Updated: 10/24/2024

The information, data, analyses, and opinions presented herein (a) do not constitute investment advice, (b) are provided solely for informational purposes and therefore are not, individually or collectively, an offer to buy or sell a security, (c) are not warranted to be correct, complete or accurate, and (d) are subject to change without notice. The Monetary Catalyst, a DBA of Harrington Associates LLC, shall not be responsible for any trading decisions, damages, or other losses resulting from or related to the use of the information, data, analyses, or opinions presented herein. The information herein may not be reproduced or retransmitted in any manner without prior written consent from The Monetary Catalyst.

1. Introduction

The Monetary Catalyst ("we", "our", or "us") provides this Privacy Policy to inform you of our policies regarding the collection, use, and disclosure of information we receive from users ("you" or "your") of our services, including our website, premium content, subscriptions, and related offerings (collectively referred to as the "Platform").

By using or accessing the Platform, you agree that you have read, understood, and consent to the collection and use of your information as described in this Privacy Policy. If you do not agree with this policy, you are prohibited from using or accessing the Platform.

2. Information We Collect and Use

2.1 Personally Identifiable Information (PII)

We may collect personally identifiable information when you register an account, subscribe to our services, or interact with the Platform. This information may include:

  • Name
  • Email address
  • Billing address
  • Payment information (processed by third-party providers)
  • Account login credentials
  • Any other information you voluntarily provide

We collect this information to provide access to our premium content, manage your subscription, communicate with you, and improve the Platform.

2.2 Non-Personally Identifiable Information

We may also collect non-personally identifiable information such as:

  • IP address
  • Browser type and version
  • Device identifiers
  • Usage data, such as pages viewed, links clicked, and browsing behavior on the Platform

This data helps us to analyze trends, improve the user experience, and maintain the security of the Platform.

2.3 Information from Third-Party Providers

We may collect information from third-party services integrated into the Platform, including payment processors (e.g., Stripe), analytics providers (e.g., Google Analytics), and email services (e.g., SendGrid). These third parties may collect and share data with us to process payments, analyze site activity, and send newsletters.

3. How We Use Your Information

The Monetary Catalyst uses your information to:

  • Provide access to our premium content and services
  • Manage your account, subscription, and payment information
  • Respond to customer inquiries and provide support
  • Improve and enhance the Platform's performance
  • Send administrative and marketing emails, including newsletters (with your consent)
  • Ensure compliance with legal obligations and prevent fraud

We do not sell or share your information with third parties for marketing purposes. Any sharing of your information with service providers (e.g., payment processors, email providers) is done solely for the purposes of operating the Platform and is subject to appropriate data protection agreements.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on the Platform. Cookies may be used to:

  • Remember your login information
  • Track user preferences
  • Analyze Platform usage

You can control cookies through your browser settings, but disabling cookies may affect the functionality of the Platform.

5. Data Security

We implement reasonable technical and organizational measures to secure your information and protect it from unauthorized access, alteration, or disclosure. However, please note that no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Sharing and Disclosure of Information

We may share your personal information in the following circumstances:

  • With Service Providers: We share your information with trusted third-party providers who assist in operating the Platform (e.g., Stripe for payment processing, Google Analytics for tracking).
  • For Legal Reasons: We may disclose your information to comply with legal obligations or in response to valid legal processes.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

7. Your Data Rights

If you are a resident of the European Union or a jurisdiction with data protection laws, you may have the right to:

  • Access the personal data we hold about you
  • Request corrections or updates to your data
  • Request the deletion of your data
  • Object to the processing of your data
  • Withdraw consent for data processing

You can exercise these rights by contacting us at scott@harringtonassociates.net.

8. International Data Transfers

The Monetary Catalyst operates in The United States. By using our services, you consent to the transfer of your information to countries that may not provide the same level of data protection as your home country. We will ensure that any such transfers comply with applicable data protection laws.

9. Children's Privacy

Our Platform is not intended for use by children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected such information, we will take steps to delete it.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page, and we will notify you via email or other means if the changes are significant. Your continued use of the Platform following any changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

The Monetary Catalyst
Email: scott@harringtonassociates.net